With Christmas upon us it’s crunch time for last-minute holiday shoppers.
And according to a recent survey conducted by TopCashback.com (TopCashback), the USA’s most generous cash back site, here’s the latest Americans have waited to buy holiday gifts:
A few days/day before gifting. (50%)
A few weeks before gifting. (25%)
The day-of gifting. (15%)
More than a month before gifting. (10%)
The survey polled a cross-section of 2,910 adults, aged 18 and over.
Whether you’re searching for the final present on your list or trying to fit last-minute gifts into your budget, here are three tips to save on the rest of your holiday shopping from Rebecca Gramuglia, consumer expert at TopCashback.
Go digital. With only days left until Christmas, there isn’t much time to find the perfect gift. So rather than worrying about finding a physical present, consider going with a digital gift card. While it may seem impossible to find ways to save money on a gift card, you’ll have to know where to look! You can score discounts through TopCashback Gift Cards, which offers cash back on digital gift cards for over 300 retailers, including Target, Nordstrom and Bath & Body Works.
Use the right credit card. No matter where you shop, you should always make sure you’re using the right credit card. Start by looking into the terms of your credit card’s program to see if you can get increased rewards on certain purchase categories and/or exclusive offers for stores you plan to shop at. This can help you determine where to shop for gifts in order to get the most out of your holiday spending. And once you’ve shopped, you can use your earned rewards towards a statement credit depending on your card’s terms.
Buy online for in-store pickup. It may be too late to have items delivered to your home before Christmas, but many retailers now offer in-store and curbside pickup options. And by shopping online, you can score some extra savings when using a cash back site, like TopCashback, which guarantees the highest percentage of your money back at over 7,000 stores nationwide, including Sephora, Macy’s and Walmart.
Information from TopCashback.com
